Home & location

Where you are located and the needs of your home will change throughout your life. Over 50% of people from the age of 50 stay in their home for the rest of their lives, so it is important to consider where you live and the adaptability of your home and how this will impact other areas of your life. 

Considerations for moving in midlife


Do you want to stay in the same location?

As people age and due to the working from home movement living in or near a city has become less essential. The location you choose will impact the cost of your house, the hobbies you pursue and your overall happiness. read more about your location considerations.


Considerations if you want to move abroad

There are a number of complexities if you are looking to move abroad in retirement. You need to look at your legal status to buy and live abroad, health costs and how your pension may change due to currency fluctuations. Read in detail about moving abroad.


Choosing a new home

If you choose to move to a new home, which may be your forever home. You should consider how this will work for you as you get older; kids leave home and accessibility becomes a factor. View detail on what to consider for new home in midlife.


Adapting your current home

If you have found your forever home and do not want to move. Even if becomes un suitable as you get older,  there are ways to make it more accessible. View ways to futureproof your current home.

In this guide

Jargon buster

Equity release

Accessing the capital (house valuation minus any mortgage) in your property when you reach retirement age. You will receive a one time payment or regular amounts. The property will be sold to repay this money (plus interest) when you die or you go into care.


This is a naturally occurring chemical that is found in the ground and has been linked to cancer.


The ability for a place to be used by people who have disabilities or illness.

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